---
title: The Impact of COVID-19 on College Loan Interest Rates
description: The federal government reduced interest rates on Direct Subsidized and Unsubsidized Loans to 2.75% for undergraduate borrowers in 2020.
image: https://ci6.googleusercontent.com/proxy/n_Ao_3oDmp_gUzQdLXy3i4Bdl427t2ut0ZMZdgCu3NU4xwJDeYnnduEVhQMC5D2bm2UfbZztR_VM3kmfLIDKSV69037PbiIq6ax7SYnYQGC94bMVVVf7u0g0zIssAmVyqrKQdFWp3UsTFjPf=s0-d-e1-ft#https://app.vbout.com/files/5553/New_Student_Loan_Interest_Rates_are_as_Low_as_2-75_3.png
---
[.png?width=1023&height=340&name=(PNG%20Image%2c%201023%C2%A0%C3%97%C2%A0340%20pixels).png "Estrela Consulting")](https://www.estrelaconsulting.com/)
Estrela Consulting Blog
The Impact of COVID-19 on College Loan Interest Rates
[Neil Manning](https://blog.estrelaconsulting.com/author/neil-manning) December 17, 2020
****
**
Your child may be receiving their college admissions results soon**, and along with that a financial aid package. For many, the financial aid package can include a combination of grants, loans and work-study programs. While grants are certainly preferable, it is worth noting that federal student loans for 2020 are now looking a lot more attractive than they used to, with interest rates significantly lower than prior years in many cases.
Just like mortgage companies have reduced mortgage interest rates in 2020, the federal government reduced interest rates on Direct Subsidized and Unsubsidized Loans to 2.75% for undergraduate borrowers. Rates for graduate students and for parent loans are higher than this (4.30% and 5.30% respectively), but these too are much lower than they have been in many years.
---
**PRO TIP**
The COVID-19 student loan relief on existing loans has been extended. The 0% interest and suspension of current payments that went into effect on March 13th due to the pandemic has been extended to January 31st, but be prepared to restart payments on existing loans in February!!
---
**
Now, just because you are offered loans** in your financial aid package doesn’t mean that you or your child have to accept them. First, there are fees associated with most federal loans that you need to be aware of. The current fees on Direct Loans for students are 1.057% which is deducted proportionately from each loan disbursement you receive while enrolled in school.
The fees for the Direct PLUS loans for parents are quite a bit higher at 4.228%. In addition, keep in mind that unsubsidized loans will start accruing interest right away even if the first payments are not due until after graduation, so these loans are not as attractive as subsidized loans. And you also need to weigh your alternatives – many families are finding that they are able to get a lower interest rate on a home equity loan to finance college, with no or minimal additional fees.
---
**Take a look at the article below for more information about the type of student loan that applies to your situation, or I would be happy to set up time to talk with you to discuss whether student loans make sense for your family.**
**Understand how interest is calculated and what fees are associated with your Federal Student Loan:**[****](https://studentaid.gov/understand-aid/types/loans/interest-rates)
**[](https://cta-redirect.hubspot.com/cta/redirect/3007878/155be96e-2290-43a6-a7a8-31e01c7f41fa)**
---
*Neil Manning, CFP, AIF is a Financial Planner with [Gateway Financial Partners](https://mygfpartner.com/neil-manning-connecticut-plans-for-college/).*
[](https://mygfpartner.com/neil-manning-connecticut-plans-for-college/)
[**](https://mygfpartner.com/neil-manning-connecticut-plans-for-college/)
*
*
Tagged: [financial aid](https://blog.estrelaconsulting.com/tag/financial-aid), [student loans](https://blog.estrelaconsulting.com/tag/student-loans), [college loans](https://blog.estrelaconsulting.com/tag/college-loans), [college funding](https://blog.estrelaconsulting.com/tag/college-funding)
- [Tweet](https://twitter.com/share)
Older Post [Why College Decisions Don't Determine Your Worth](https://blog.estrelaconsulting.com/why-college-decisions-dont-determine-your-worth)
Newer Post [What to do While You Wait for Your College Admission Decisions ](https://blog.estrelaconsulting.com/what-to-do-while-you-wait-for-your-college-admission-decisions)
### Subscribe to Our Blog
### Recent Posts
[](https://cta-redirect.hubspot.com/cta/redirect/3007878/7d0a93ae-f076-4514-a3c6-97bf43eb4225)
### Posts by Tag
- [college admission (80)](https://blog.estrelaconsulting.com/tag/college-admission)
- [college applications (56)](https://blog.estrelaconsulting.com/tag/college-applications)
- [college search (33)](https://blog.estrelaconsulting.com/tag/college-search)
- [Scholarships (30)](https://blog.estrelaconsulting.com/tag/scholarships)
- [college planning (25)](https://blog.estrelaconsulting.com/tag/college-planning)
- [college decision (22)](https://blog.estrelaconsulting.com/tag/college-decision)
- [essays (21)](https://blog.estrelaconsulting.com/tag/essays)
- [financial aid (21)](https://blog.estrelaconsulting.com/tag/financial-aid)
- [common app (20)](https://blog.estrelaconsulting.com/tag/common-app)
- [Team News (19)](https://blog.estrelaconsulting.com/tag/team-news)
- [Alyson Campbell (17)](https://blog.estrelaconsulting.com/tag/alyson-campbell)
- [testing (16)](https://blog.estrelaconsulting.com/tag/testing)
- [COVID-19 (15)](https://blog.estrelaconsulting.com/tag/covid-19)
- [Coronavirus (13)](https://blog.estrelaconsulting.com/tag/coronavirus)
- [unique majors (13)](https://blog.estrelaconsulting.com/tag/unique-majors)
- [college list (12)](https://blog.estrelaconsulting.com/tag/college-list)
- [majors (12)](https://blog.estrelaconsulting.com/tag/majors)
- [ncaa (12)](https://blog.estrelaconsulting.com/tag/ncaa)
- [Jamie Kirby (11)](https://blog.estrelaconsulting.com/tag/jamie-kirby)
- [campus visits (11)](https://blog.estrelaconsulting.com/tag/campus-visits)
- [extracurricular activities (11)](https://blog.estrelaconsulting.com/tag/extracurricular-activities)
- [standardized test (11)](https://blog.estrelaconsulting.com/tag/standardized-test)
- [ACT (10)](https://blog.estrelaconsulting.com/tag/act)
- [Kristina Dooley (10)](https://blog.estrelaconsulting.com/tag/kristina-dooley)
- [college signing day (10)](https://blog.estrelaconsulting.com/tag/college-signing-day)
- [FAFSA (9)](https://blog.estrelaconsulting.com/tag/fafsa)
- [SAT (9)](https://blog.estrelaconsulting.com/tag/sat)
- [athletics (9)](https://blog.estrelaconsulting.com/tag/athletics)
- [campus tours (9)](https://blog.estrelaconsulting.com/tag/campus-tours)
- [early action (9)](https://blog.estrelaconsulting.com/tag/early-action)
- [early decision (9)](https://blog.estrelaconsulting.com/tag/early-decision)
- [essay writing (9)](https://blog.estrelaconsulting.com/tag/essay-writing)
- [IECA (8)](https://blog.estrelaconsulting.com/tag/ieca)
- [National Candidates Reply Date (8)](https://blog.estrelaconsulting.com/tag/national-candidates-reply-date)
- [careers (8)](https://blog.estrelaconsulting.com/tag/careers)
- [college rejection (8)](https://blog.estrelaconsulting.com/tag/college-rejection)
- [essay development (8)](https://blog.estrelaconsulting.com/tag/essay-development)
- [major focus (8)](https://blog.estrelaconsulting.com/tag/major-focus)
- [parent tips (8)](https://blog.estrelaconsulting.com/tag/parent-tips)
- [march madness (7)](https://blog.estrelaconsulting.com/tag/march-madness)
- [alumni (6)](https://blog.estrelaconsulting.com/tag/alumni)
- [basketball (6)](https://blog.estrelaconsulting.com/tag/basketball)
- [summer break (6)](https://blog.estrelaconsulting.com/tag/summer-break)
- [test prep (6)](https://blog.estrelaconsulting.com/tag/test-prep)
- [Amy Rice (5)](https://blog.estrelaconsulting.com/tag/amy-rice)
- [chatgpt (5)](https://blog.estrelaconsulting.com/tag/chatgpt)
- [college sports (5)](https://blog.estrelaconsulting.com/tag/college-sports)
- [college tours (5)](https://blog.estrelaconsulting.com/tag/college-tours)
- [CSS Profile (4)](https://blog.estrelaconsulting.com/tag/css-profile)
- [First Year Student (4)](https://blog.estrelaconsulting.com/tag/first-year-student)
- [STEM (4)](https://blog.estrelaconsulting.com/tag/stem)
- [college visit (4)](https://blog.estrelaconsulting.com/tag/college-visit)
- [college visits (4)](https://blog.estrelaconsulting.com/tag/college-visits)
- [demonstrated interest (4)](https://blog.estrelaconsulting.com/tag/demonstrated-interest)
- [ivy league (4)](https://blog.estrelaconsulting.com/tag/ivy-league)
- [Community College (3)](https://blog.estrelaconsulting.com/tag/community-college)
- [Kim Hodges (3)](https://blog.estrelaconsulting.com/tag/kim-hodges)
- [Résumé (3)](https://blog.estrelaconsulting.com/tag/résumé)
- [admission interview (3)](https://blog.estrelaconsulting.com/tag/admission-interview)
- [colleges that change lives (3)](https://blog.estrelaconsulting.com/tag/colleges-that-change-lives)
- [ctcl (3)](https://blog.estrelaconsulting.com/tag/ctcl)
- [podcast (3)](https://blog.estrelaconsulting.com/tag/podcast)
- [rankings (3)](https://blog.estrelaconsulting.com/tag/rankings)
- [religion (3)](https://blog.estrelaconsulting.com/tag/religion)
- [resume (3)](https://blog.estrelaconsulting.com/tag/resume)
- [AI (2)](https://blog.estrelaconsulting.com/tag/ai)
- [AP (2)](https://blog.estrelaconsulting.com/tag/ap)
- [Canada (2)](https://blog.estrelaconsulting.com/tag/canada)
- [Canadian Universities (2)](https://blog.estrelaconsulting.com/tag/canadian-universities)
- [Christina Korsvik (2)](https://blog.estrelaconsulting.com/tag/christina-korsvik)
- [Class of 2020 (2)](https://blog.estrelaconsulting.com/tag/class-of-2020)
- [Eliot Sloan (2)](https://blog.estrelaconsulting.com/tag/eliot-sloan)
- [Freshman Year (2)](https://blog.estrelaconsulting.com/tag/freshman-year)
- [Hudson (2)](https://blog.estrelaconsulting.com/tag/hudson)
- [IB (2)](https://blog.estrelaconsulting.com/tag/ib)
- [Jasmine's Take (2)](https://blog.estrelaconsulting.com/tag/jasmines-take)
- [Laura Cobb (2)](https://blog.estrelaconsulting.com/tag/laura-cobb)
- [New York Times (2)](https://blog.estrelaconsulting.com/tag/new-york-times)
- [Personal Insight Questions (2)](https://blog.estrelaconsulting.com/tag/personal-insight-questions)
- [ROI (2)](https://blog.estrelaconsulting.com/tag/roi)
- [Rejection (2)](https://blog.estrelaconsulting.com/tag/rejection)
- [Revolution Prep (2)](https://blog.estrelaconsulting.com/tag/revolution-prep)
- [UC (2)](https://blog.estrelaconsulting.com/tag/uc)
- [University of California (2)](https://blog.estrelaconsulting.com/tag/university-of-california)
- [Varsity Blues (2)](https://blog.estrelaconsulting.com/tag/varsity-blues)
- [Women's College (2)](https://blog.estrelaconsulting.com/tag/womens-college)
- [application plan (2)](https://blog.estrelaconsulting.com/tag/application-plan)
- [athletic recruitment (2)](https://blog.estrelaconsulting.com/tag/athletic-recruitment)
- [campus ministry (2)](https://blog.estrelaconsulting.com/tag/campus-ministry)
- [class of 2021 (2)](https://blog.estrelaconsulting.com/tag/class-of-2021)
- [class of 2022 (2)](https://blog.estrelaconsulting.com/tag/class-of-2022)
- [class of 2023 (2)](https://blog.estrelaconsulting.com/tag/class-of-2023)
- [class of 2025 (2)](https://blog.estrelaconsulting.com/tag/class-of-2025)
- [college loans (2)](https://blog.estrelaconsulting.com/tag/college-loans)
- [college traditions (2)](https://blog.estrelaconsulting.com/tag/college-traditions)
- [community service (2)](https://blog.estrelaconsulting.com/tag/community-service)
- [disabilities (2)](https://blog.estrelaconsulting.com/tag/disabilities)
- [engineering (2)](https://blog.estrelaconsulting.com/tag/engineering)
- [faith-based colleges (2)](https://blog.estrelaconsulting.com/tag/faith-based-colleges)
- [first gen (2)](https://blog.estrelaconsulting.com/tag/first-gen)
- [first generation (2)](https://blog.estrelaconsulting.com/tag/first-generation)
- [fun facts (2)](https://blog.estrelaconsulting.com/tag/fun-facts)
- [gap year (2)](https://blog.estrelaconsulting.com/tag/gap-year)
- [gapyear (2)](https://blog.estrelaconsulting.com/tag/gapyear)
- [girl scouts (2)](https://blog.estrelaconsulting.com/tag/girl-scouts)
- [health services (2)](https://blog.estrelaconsulting.com/tag/health-services)
- [honors colleges (2)](https://blog.estrelaconsulting.com/tag/honors-colleges)
- [honors programs (2)](https://blog.estrelaconsulting.com/tag/honors-programs)
- [international studies (2)](https://blog.estrelaconsulting.com/tag/international-studies)
- [internship (2)](https://blog.estrelaconsulting.com/tag/internship)
- [learning differences (2)](https://blog.estrelaconsulting.com/tag/learning-differences)
- [legacy (2)](https://blog.estrelaconsulting.com/tag/legacy)
- [marine biology (2)](https://blog.estrelaconsulting.com/tag/marine-biology)
- [mental health (2)](https://blog.estrelaconsulting.com/tag/mental-health)
- [performing and visual arts (2)](https://blog.estrelaconsulting.com/tag/performing-and-visual-arts)
- [professional development (2)](https://blog.estrelaconsulting.com/tag/professional-development)
- [psat (2)](https://blog.estrelaconsulting.com/tag/psat)
- [regular decision (2)](https://blog.estrelaconsulting.com/tag/regular-decision)
- [single-gender (2)](https://blog.estrelaconsulting.com/tag/single-gender)
- [test optional (2)](https://blog.estrelaconsulting.com/tag/test-optional)
- [transfer (2)](https://blog.estrelaconsulting.com/tag/transfer)
- [volunteer (2)](https://blog.estrelaconsulting.com/tag/volunteer)
- [volunteerism (2)](https://blog.estrelaconsulting.com/tag/volunteerism)
- [waiting list (2)](https://blog.estrelaconsulting.com/tag/waiting-list)
- [waitlist (2)](https://blog.estrelaconsulting.com/tag/waitlist)
- [writing (2)](https://blog.estrelaconsulting.com/tag/writing)
- [Alpha Phi (1)](https://blog.estrelaconsulting.com/tag/alpha-phi)
- [CCP (1)](https://blog.estrelaconsulting.com/tag/ccp)
- [Chamber of Commerce (1)](https://blog.estrelaconsulting.com/tag/chamber-of-commerce)
- [Christopher Tremblay (1)](https://blog.estrelaconsulting.com/tag/christopher-tremblay)
- [Cincinnati (1)](https://blog.estrelaconsulting.com/tag/cincinnati)
- [FSA ID (1)](https://blog.estrelaconsulting.com/tag/fsa-id)
- [Greek Life (1)](https://blog.estrelaconsulting.com/tag/greek-life)
- [HBCU (1)](https://blog.estrelaconsulting.com/tag/hbcu)
- [Hiram College (1)](https://blog.estrelaconsulting.com/tag/hiram-college)
- [Historically Black College (1)](https://blog.estrelaconsulting.com/tag/historically-black-college)
- [Hudson Life (1)](https://blog.estrelaconsulting.com/tag/hudson-life)
- [Insider (1)](https://blog.estrelaconsulting.com/tag/insider)
- [Kent State University (1)](https://blog.estrelaconsulting.com/tag/kent-state-university)
- [Khan Academy (1)](https://blog.estrelaconsulting.com/tag/khan-academy)
- [LGBTQ (1)](https://blog.estrelaconsulting.com/tag/lgbtq)
- [Lani Asato (1)](https://blog.estrelaconsulting.com/tag/lani-asato)
- [Lara Poulios (1)](https://blog.estrelaconsulting.com/tag/lara-poulios)
- [Military (1)](https://blog.estrelaconsulting.com/tag/military)
- [NMSQT (1)](https://blog.estrelaconsulting.com/tag/nmsqt)
- [Northeastern (1)](https://blog.estrelaconsulting.com/tag/northeastern)
- [PA School (1)](https://blog.estrelaconsulting.com/tag/pa-school)
- [PGA (1)](https://blog.estrelaconsulting.com/tag/pga)
- [STI (1)](https://blog.estrelaconsulting.com/tag/sti)
- [Swarthmore (1)](https://blog.estrelaconsulting.com/tag/swarthmore)
- [Ted Lasso (1)](https://blog.estrelaconsulting.com/tag/ted-lasso)
- [The College of New Jersey (1)](https://blog.estrelaconsulting.com/tag/the-college-of-new-jersey)
- [UC Irvine (1)](https://blog.estrelaconsulting.com/tag/uc-irvine)
- [UCAS (1)](https://blog.estrelaconsulting.com/tag/ucas)
- [UK (1)](https://blog.estrelaconsulting.com/tag/uk)
- [activism (1)](https://blog.estrelaconsulting.com/tag/activism)
- [aeronautical engineering (1)](https://blog.estrelaconsulting.com/tag/aeronautical-engineering)
- [aeronautics (1)](https://blog.estrelaconsulting.com/tag/aeronautics)
- [amber gilsdorf (1)](https://blog.estrelaconsulting.com/tag/amber-gilsdorf)
- [architecture (1)](https://blog.estrelaconsulting.com/tag/architecture)
- [athletic training (1)](https://blog.estrelaconsulting.com/tag/athletic-training)
- [aviation (1)](https://blog.estrelaconsulting.com/tag/aviation)
- [award letter (1)](https://blog.estrelaconsulting.com/tag/award-letter)
- [biology (1)](https://blog.estrelaconsulting.com/tag/biology)
- [campus safety (1)](https://blog.estrelaconsulting.com/tag/campus-safety)
- [campus security (1)](https://blog.estrelaconsulting.com/tag/campus-security)
- [cappex (1)](https://blog.estrelaconsulting.com/tag/cappex)
- [chat gpt (1)](https://blog.estrelaconsulting.com/tag/chat-gpt)
- [class of 2024 (1)](https://blog.estrelaconsulting.com/tag/class-of-2024)
- [class of 2026 (1)](https://blog.estrelaconsulting.com/tag/class-of-2026)
- [clery act (1)](https://blog.estrelaconsulting.com/tag/clery-act)
- [co-op (1)](https://blog.estrelaconsulting.com/tag/co-op)
- [college fair (1)](https://blog.estrelaconsulting.com/tag/college-fair)
- [college funding (1)](https://blog.estrelaconsulting.com/tag/college-funding)
- [college knowledge badge (1)](https://blog.estrelaconsulting.com/tag/college-knowledge-badge)
- [college scoops (1)](https://blog.estrelaconsulting.com/tag/college-scoops)
- [course scheduling (1)](https://blog.estrelaconsulting.com/tag/course-scheduling)
- [culinary arts (1)](https://blog.estrelaconsulting.com/tag/culinary-arts)
- [culinary school (1)](https://blog.estrelaconsulting.com/tag/culinary-school)
- [deferral (1)](https://blog.estrelaconsulting.com/tag/deferral)
- [deferred admission (1)](https://blog.estrelaconsulting.com/tag/deferred-admission)
- [dining hall (1)](https://blog.estrelaconsulting.com/tag/dining-hall)
- [discrimination (1)](https://blog.estrelaconsulting.com/tag/discrimination)
- [divinity (1)](https://blog.estrelaconsulting.com/tag/divinity)
- [down syndrome (1)](https://blog.estrelaconsulting.com/tag/down-syndrome)
- [dual enrollment (1)](https://blog.estrelaconsulting.com/tag/dual-enrollment)
- [education (1)](https://blog.estrelaconsulting.com/tag/education)
- [election (1)](https://blog.estrelaconsulting.com/tag/election)
- [elite 8 (1)](https://blog.estrelaconsulting.com/tag/elite-8)
- [environmental science (1)](https://blog.estrelaconsulting.com/tag/environmental-science)
- [equality (1)](https://blog.estrelaconsulting.com/tag/equality)
- [equestrian (1)](https://blog.estrelaconsulting.com/tag/equestrian)
- [ethics (1)](https://blog.estrelaconsulting.com/tag/ethics)
- [faith-based college (1)](https://blog.estrelaconsulting.com/tag/faith-based-college)
- [fastweb (1)](https://blog.estrelaconsulting.com/tag/fastweb)
- [final four (1)](https://blog.estrelaconsulting.com/tag/final-four)
- [food allergies (1)](https://blog.estrelaconsulting.com/tag/food-allergies)
- [football (1)](https://blog.estrelaconsulting.com/tag/football)
- [forensic science (1)](https://blog.estrelaconsulting.com/tag/forensic-science)
- [friendship (1)](https://blog.estrelaconsulting.com/tag/friendship)
- [game design (1)](https://blog.estrelaconsulting.com/tag/game-design)
- [giving back (1)](https://blog.estrelaconsulting.com/tag/giving-back)
- [golf (1)](https://blog.estrelaconsulting.com/tag/golf)
- [golf management (1)](https://blog.estrelaconsulting.com/tag/golf-management)
- [health professions (1)](https://blog.estrelaconsulting.com/tag/health-professions)
- [healthcare profession (1)](https://blog.estrelaconsulting.com/tag/healthcare-profession)
- [high school courses (1)](https://blog.estrelaconsulting.com/tag/high-school-courses)
- [holiday gifts (1)](https://blog.estrelaconsulting.com/tag/holiday-gifts)
- [homeschool (1)](https://blog.estrelaconsulting.com/tag/homeschool)
- [homeschooled students (1)](https://blog.estrelaconsulting.com/tag/homeschooled-students)
- [interview (1)](https://blog.estrelaconsulting.com/tag/interview)
- [interview tips (1)](https://blog.estrelaconsulting.com/tag/interview-tips)
- [junior year (1)](https://blog.estrelaconsulting.com/tag/junior-year)
- [juniors (1)](https://blog.estrelaconsulting.com/tag/juniors)
- [kosher (1)](https://blog.estrelaconsulting.com/tag/kosher)
- [legacy admission (1)](https://blog.estrelaconsulting.com/tag/legacy-admission)
- [linkedin (1)](https://blog.estrelaconsulting.com/tag/linkedin)
- [mascots (1)](https://blog.estrelaconsulting.com/tag/mascots)
- [medical careers (1)](https://blog.estrelaconsulting.com/tag/medical-careers)
- [medical school (1)](https://blog.estrelaconsulting.com/tag/medical-school)
- [mental health awareness day (1)](https://blog.estrelaconsulting.com/tag/mental-health-awareness-day)
- [ministry (1)](https://blog.estrelaconsulting.com/tag/ministry)
- [nursing (1)](https://blog.estrelaconsulting.com/tag/nursing)
- [occupational therapy (1)](https://blog.estrelaconsulting.com/tag/occupational-therapy)
- [performing arts (1)](https://blog.estrelaconsulting.com/tag/performing-arts)
- [physical therapy (1)](https://blog.estrelaconsulting.com/tag/physical-therapy)
- [physician assistant (1)](https://blog.estrelaconsulting.com/tag/physician-assistant)
- [racism (1)](https://blog.estrelaconsulting.com/tag/racism)
- [religious life (1)](https://blog.estrelaconsulting.com/tag/religious-life)
- [research (1)](https://blog.estrelaconsulting.com/tag/research)
- [scheduling (1)](https://blog.estrelaconsulting.com/tag/scheduling)
- [selective colleges (1)](https://blog.estrelaconsulting.com/tag/selective-colleges)
- [seniors (1)](https://blog.estrelaconsulting.com/tag/seniors)
- [service work (1)](https://blog.estrelaconsulting.com/tag/service-work)
- [skiing (1)](https://blog.estrelaconsulting.com/tag/skiing)
- [social justice (1)](https://blog.estrelaconsulting.com/tag/social-justice)
- [sophomores (1)](https://blog.estrelaconsulting.com/tag/sophomores)
- [sorority (1)](https://blog.estrelaconsulting.com/tag/sorority)
- [student loans (1)](https://blog.estrelaconsulting.com/tag/student-loans)
- [subject tests (1)](https://blog.estrelaconsulting.com/tag/subject-tests)
- [super bowl (1)](https://blog.estrelaconsulting.com/tag/super-bowl)
- [sustainability (1)](https://blog.estrelaconsulting.com/tag/sustainability)
- [sweet 16 (1)](https://blog.estrelaconsulting.com/tag/sweet-16)
- [test blind (1)](https://blog.estrelaconsulting.com/tag/test-blind)
- [traditions (1)](https://blog.estrelaconsulting.com/tag/traditions)
- [tuition insurance (1)](https://blog.estrelaconsulting.com/tag/tuition-insurance)
- [unigo (1)](https://blog.estrelaconsulting.com/tag/unigo)
- [vegan (1)](https://blog.estrelaconsulting.com/tag/vegan)
- [veterans (1)](https://blog.estrelaconsulting.com/tag/veterans)
- [virtual college visit (1)](https://blog.estrelaconsulting.com/tag/virtual-college-visit)
- [visual and performing arts (1)](https://blog.estrelaconsulting.com/tag/visual-and-performing-arts)
- [voting (1)](https://blog.estrelaconsulting.com/tag/voting)
- [zoology (1)](https://blog.estrelaconsulting.com/tag/zoology)
[see all](https://blog.estrelaconsulting.com/the-impact-of-covid-19-on-college-loan-interest-rates#)
### Subscribe to our newsletter
118 W. Streetsboro St., Suite 225, Hudson, Ohio 44236, United States
330-475-7054[Info@EstrelaConsulting.com](mailto:Info@EstrelaConsulting.com)
© 2026 Estrela Consulting, LLC
[Privacy Policy](https://www.estrelaconsulting.com/privacy-policy)